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  • What cannot be Claimed?

    Individual & Family Health Insurance

    ♦ Sehat Aasaan Plans

    ♦ Eligibility

    ♦ Hospitalization

    ♦ Specialized Investigations

    ♦ Prominent Features

    ♦ Maternity Benefits

    ♦ Important Notes

    ♦ Claim Process


    → Expenses for treatment other than allopathic
    → Expenses, which are purely diagnostic in nature with no positive existence of any disease
    → Any birth defect or congenital diseases
    → Pre-existing condition / Illeness: Means any sickness, disease, injury, or any other symptoms related to it or even generating any complication / further ailment arising out of it; either availed or availing treatment with or without medical advice before the inception of the policy
    → Expenses prior and after the policy period
    → Expenses arising from HIV/AIDS
    → Maternity expenses not covered if maternity benefit not opted
    → Expenses for fertility, infertility, contraception or sterilization and any complication relating hereto
    → Optical and / or vision care
    → Cosmetic treatment
    → All dental treatment or oral surgery apart from emergency accidental dental treatment Self-inflicted injury, attempted suicide, abuse of alcohol or drug addiction and participation in hazardous sports
    → Injury or treatment arising or resulting from war, riots, strike, acts of terrorism, nuclear weapon induced treatment
    → Ionizing radiation or contamination by radioactivity from any nuclear fuel or waste, from the process of nuclear fission or from any nuclear weapons material
    → Pet scan
    → Preventive treatment, Vaccinations, Antiretroviral drugs, Dietary supplements, Vitamins and Hormone replacement therapy (If out-patient benefit is not provided)

    For more Information Call 021-38-77-11-00

    E-mail : sales.health@cstarinsurance.comThis email address is being protected from spambots. You need JavaScript enabled to view it.


    For Company's own complaint handling Information, Click Here 

    Website last updated on: October 24, 2023

    Copyright 2023 by Crescent Star Insurance. All rights reserved
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