♦ Sehat Aasaan Plans
♦ Eligibility
♦ Hospitalization
♦ Specialized Investigations
♦ Prominent Features
♦ Maternity Benefits
♦ Important Notes
♦ Claim Process
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WHAT CANNOT BE CLAIMED?
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→ Expenses for treatment other than allopathic
→ Expenses, which are purely diagnostic in nature with no positive existence of any disease
→ Any birth defect or congenital diseases
→ Pre-existing condition / Illeness: Means any sickness, disease, injury, or any other symptoms related to it or even generating any complication / further ailment arising out of it; either availed or availing treatment with or without medical advice before the inception of the policy
→ Expenses prior and after the policy period
→ Expenses arising from HIV/AIDS
→ Maternity expenses not covered if maternity benefit not opted
→ Expenses for fertility, infertility, contraception or sterilization and any complication relating hereto
→ Optical and / or vision care
→ Cosmetic treatment
→ All dental treatment or oral surgery apart from emergency accidental dental treatment Self-inflicted injury, attempted suicide, abuse of alcohol or drug addiction and participation in hazardous sports
→ Injury or treatment arising or resulting from war, riots, strike, acts of terrorism, nuclear weapon induced treatment
→ Ionizing radiation or contamination by radioactivity from any nuclear fuel or waste, from the process of nuclear fission or from any nuclear weapons material
→ Pet scan
→ Preventive treatment, Vaccinations, Antiretroviral drugs, Dietary supplements, Vitamins and Hormone replacement therapy (If out-patient benefit is not provided)
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